4414-4 S Del Prado Blvd.
Cape Coral, FL 33904



Hear what our clients have to say! 

Two years ago we became acquainted with Rod Michaels and Lori Brooks, owners of Gulf Harbor Insurance.  Rod has been very helpful in successfully obtaining our homeowners and flood policies. We highly recommend Gulf Harbor Insurance and plan to use them for all our insurance needs.  Thank you, Rod, for all of your help!

–Bob and Maria

Gulf Harbor Insurance has provided us with honest, sound counsel in regards to our homeowners insurance and automobile insurance. Rod and Lori are extremely knowledgeable, trustworthy and experienced.  They took the time to explain our options as we decided on the best coverages for our situation. When we refinanced our house, Rod made sure our information was submitted in a timely manner and even caught mistakes made by the underwriters. Thanks to Rod and Gulf Harbor Insurance, our closing was smooth and error-free! Gulf Harbor Insurance doesn’t insure houses, they insure people’s homes! We have peace of mind knowing that we have great insurance coverage at the best price! Thank you Gulf Harbor Insurance!

–Fernando and Lisa

We have been so pleased with Gulf Harbor Insurance after 30 years of living in Cape Coral and being clients of other insurance agencies.  The service provided by Gulf Harbor agents far exceeds what we have experienced in the past. They truly are “looking out for you and your family.”                 

–Jake and Claire

Looking for a good insurance agent?  Then Rod Michaels is your man.  He is “extremely” organized and time conscious.  We have “all” our insurance with him and if we buy more it will be with him.  He will do a written comparison of your current insurance with what he has to offer and even tell you if yours is the same or better than what he can offer.  He does not pressure you to buy—only tries to help you to make sure you have adequate coverage.  I highly recommend him! 

–Bruce and Mary 

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